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First Bank of Utica

For over 125 years we've been dedicated to providing the financial services you need to be successful.

Rates

Certificate of Deposit

Term Minimum Opening Balance Interest Rate   APY
91 Day Certificate $500 .40%   .40%
182 Day Certificate $500 .45%   .45%
12 Month Certificate $500 1.00%   1.00%
18 Month Certificate $500 1.10%   1.10%
24 Month Certificate $500 1.25%   1.26%
30 Month Certificate $500 1.50%   1.51%
36 Month Certificate $500 2.00%   2.01%
48 Month Certificate $1,000 2.35%   2.37%
60 Month Certificate $1,000 3.00%   3.03%
       

Savings

Term Minimum Opening Balance Interest Rate   APY
Regular Savings   .20%   .20%

Checking

Term Minimum Opening Balance Interest Rate   APY
NOW   $700 .05%   .05%
         
SUPER NOW $700* $1,000 .05%   .05%
$1,000* $1,000 .10%   .10%
$20,000* $1,000 .20%   .20%
         
Money Market Account $1,000* $1,000 .15%   .15%
$20,000* $1,000 .20%   .20%
$100,000* $1,000 .50%   .50%

IRA

Term Minimum Opening Balance Interest Rate   APY
12 Month IRA Fixed $500 1.00%   1.00%
18 Month IRA Fixed $500 1.10%   1.10%
24 Month IRA Fixed $500 1.25%   1.26%
30 Month IRA Fixed $500 1.50%   1.51%
36 Month IRA Fixed $500 2.00%   2.01%
48 Month IRA Fixed $1,000 2.35%   2.37%
60 Month IRA Fixed $1,000 3.00%   3.03%

Rates are subject to change without notice. Please call 855-534-2191, option1 for the most current rates and for specific account details.

* Minimum average daily balance required to obtain the disclosed APY

Fees could reduce the earnings on the account

A Penalty may be imposed for early withdrawal

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