Skip Navigation
First Bank of Utica

For over 125 years we've been dedicated to providing the financial services
you need to be successful.

Rates are subject to change without notice. Please call 855-534-2191, option1 for the most current rates and for specific account details.

Savings

Account Type

Minimum Opening Balance

Interest Rate

APY

Account Type: Regular Savings

Minimum Opening Balance: $100

Interest Rate: .20%

APY: .20%

Account Type: Health Savings Account

Minimum Opening Balance: $100

Interest Rate: .20%

APY: .20%

Checking

Account Type

Minimum Opening Balance

Interest Tiers

Interest Rate

APY

Account Type: NOW Account

Minimum Opening Balance: $700

Interest Tiers:

Interest Rate: .05%

APY: .05%

Account Type: SUPER NOW

Minimum Opening Balance: $1,000

Interest Tiers: $700*

Interest Rate: .05%

APY: .05%

Account Type:

Minimum Opening Balance:

Interest Tiers: $1,000*

Interest Rate: .10%

APY: .10%

Account Type:

Minimum Opening Balance:

Interest Tiers: $20,000*

Interest Rate: .20%

APY: .20%

Account Type: Money Market Account

Minimum Opening Balance: $1,000

Interest Tiers: $1,000*

Interest Rate: .15%

APY: .15%

Account Type:

Minimum Opening Balance:

Interest Tiers: $20,000*

Interest Rate: .20%

APY: .20%

Account Type:

Minimum Opening Balance:

Interest Tiers: $100,000*

Interest Rate: .50%

APY: .50%

Certificate of Deposit

Term

Minimum Opening Balance

Interest Rate

APY

Term: 91 Day Certificate

Minimum Opening Balance: $500

Interest Rate: .40%

APY: .40%

Term: 182 Day Certificate

Minimum Opening Balance: $500

Interest Rate: .45%

APY: .45%

Term: 12 Month Certificate

Minimum Opening Balance: $500

Interest Rate: 1.00%

APY: 1.00%

Term: 18 Month Certificate

Minimum Opening Balance: $500

Interest Rate: 1.10%

APY: 1.10%

Term: 24 Month Certificate

Minimum Opening Balance: $500

Interest Rate: 1.25%

APY: 1.26%

Term: 30 Month Certificate

Minimum Opening Balance: $500

Interest Rate: 1.50%

APY: 1.51%

Term: 36 Month Certificate

Minimum Opening Balance: $500

Interest Rate: 2.00%

APY: 2.01%

Term: 48 Month Certificate

Minimum Opening Balance: $1,000

Interest Rate: 2.35%

APY: 2.37%

Term: 60 Month Certificate

Minimum Opening Balance: $1,000

Interest Rate: 3.00%

APY: 3.03%

APY: Annual Percentage Yield

Minimum average daily balance required to obtain the disclosed APY

Fees could reduce the earnings on the account

A Penalty may be imposed for early withdrawal

Thank you for visiting the First Bank of Utica
Copyright © First Bank of Utica. All rights reserved. Member FDIC. Equal Housing Lender
Equal Housing Lender FDIC Powered by Insite