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First Bank of Utica

Agriculture Loans

From operating loans, to loans for capital purchases such as equipment, real estate or inventory to be used over the term of numerous operating cycles, First Bank of Utica will be your best resource. First Bank of Utica also takes advantage of available government funded programs, which allows some loan products to be offered at terms more advantageous than our regular loan programs.


Agricultural Term Loans

At First Bank of Utica we offer loans for equipment purchase or refinance, with payment schedules to best fit your needs.


Agricultural Operating Lines of Credit

First Bank of Utica offers farm operating and livestock operating loans, allowing you to meet your financial needs while growing your business and having money available when you need it.


Agricultural Real Estate Loans

If you’re in the market to purchase or refinance farmland, First Bank of Utica can help. We offer Agricultural Real Estate loans that can be tailored to meet your specific needs.

hay bales at sunset

FSA Loans

FSA Loans are a great option for beginning farmers looking to build their operation and create a strong financial relationship with their bank, for more information contact one of our Ag Lenders.