First Bank of Utica
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Commercial Loans

First Bank of Utica offers a wide variety of commercial loan products to meet your growing business needs. Whether your business needs operating capital, equipment, or to expand your facilities, our friendly and experienced lenders are available to provide their expertise at your convenience. Please visit with a loan officer for more information.

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Commercial Term Loans

If your business needs to purchase or refinance equipment, or operating capital, First Bank of Utica is here to help find a repayment schedule that best fits your business needs.

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Commercial Operating Lines of Credit

Here at First Bank of Utica we offer working capital lines of credit to help your growing business fill the gap between accounts receivable and accounts payable.

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Commercial Real Estate Loans

If your business needs to finance a new location or simply needs to make improvements or expand the current business location, a commercial mortgage might be right for you.

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Commercial Construction Loans

If your business needs to finance a new location or simply needs to make improvements or expand the current business location, a commercial mortgage might be right for you.

small town storefront

Small Business (SBA) Loans

Whether you’re just starting out or expanding as a business, an SBA loan may be right for you. The Commercial Lenders at First Bank of Utica are here to help you decide if it’s a good solution for you!