First Bank of Utica
We are pleased to announce that our Quicken® and QuickBooks® direct connect bank feed is live! Direct Connect data includes complete transaction and balance information to make categorization and account reconciliation easy. Account statements and history can easily be downloaded to most versions of Quicken®, QuickBooks®, Microsoft Money and Excel. Check it out today in Online Banking!

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Certificates of Deposit


Find the Certificate of Deposit that’s right for you!

With a Certificate of Deposit from First Bank of Utica, you can save for the future! With higher interest rates than a Savings Account, your money will grow at a faster rate, and like all deposit products at our bank, they are insured by the FDIC.

We offer Certificates of Deposit in a broad range of maturities, each designed with a particular goal in mind. You can open your own CD with as little as $500.

Our Certificates of Deposit offer guaranteed yields. With a Certificate of Deposit, the yield is locked in and guaranteed from the day you open the account until the day it matures. You know exactly what return you'll get and when you'll get it.

Current Rates