Find the Certificate of Deposit that’s right for you!

With a Certificate of Deposit from First Bank of Utica, you can save for the future! With higher interest rates than a Savings Account, your money will grow at a faster rate, and like all deposit products at our bank, they are insured by the FDIC.

We offer Certificates of Deposit in a broad range of maturities, each designed with a particular goal in mind. You can open your own CD with as little as $500.

Our Certificates of Deposit offer guaranteed yields. With a Certificate of Deposit, the yield is locked in and guaranteed from the day you open the account until the day it matures. You know exactly what return you'll get and when you'll get it.