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First Bank of Utica

Interest Rates

Deposit Accounts

Type Rate APY
Regular Savings 0.40% 0.40%
Health Savings Account 0.25% 0.25%
NOW Checking Account 0.25% 0.25%

SUPER NOW Checking Accounts

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Tiers Rate APY
$700 0.25% 0.25%
$1,000 0.30% 0.30%
$20,000 0.55% 0.55%

Money Market Accounts

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Tiers Rate APY
$1,000 0.50% 0.50%
$20,000 1.00% 1.00%
$100,000 2.25% 2.27%

Certificates of Deposit

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Term Rate APY
91 Day Certificate 0.90% 0.90%
182 Day Certificate 1.20% 1.21%
12 Month Certificate 1.50% 1.51%
18 Month Certificate 1.60% 1.61%
24 Month Certificate 1.80% 1.81%
30 Month Certificate 1.85% 1.86%
36 Month Certificate 2.15% 2.17%
48 Month Certificate 2.30% 2.32%
60 Month Certificate 2.40% 2.42%

Please see bank employee for further details.
Substantial penalty for early withdrawal. Member FDIC
*APY is short-hand for Annual Percentage Yield