First Bank of Utica

Interest Rates

Deposit Accounts

Type Rate APY
Regular Savings 0.20% 0.20%
Health Savings Account 0.10% 0.10%
NOW Checking Account 0.10% 0.10%

SUPER NOW Checking Accounts

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Tiers Rate APY
$700 0.10% 0.10%
$1,000 0.15% 0.15%
$20,000 0.25% 0.25%

Money Market Accounts

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Tiers Rate APY
$1,000 0.10% 0.10%
$20,000 0.20% 0.20%
$100,000 0.40% 0.40%

Certificates of Deposit

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Term Rate APY
91 Day Certificate 0.50% 0.50%
182 Day Certificate 0.75% 0.75%
12 Month Certificate 1.00% 1.00%
18 Month Certificate 1.25% 1.26%
24 Month Certificate 1.75% 1.76%
30 Month Certificate 1.75% 1.76%
36 Month Certificate 2.00% 2.02%
48 Month Certificate 2.00% 2.02%
60 Month Certificate 2.25% 2.27%

Please see bank employee for further details.
Substantial penalty for early withdrawal. Member FDIC
*APY is short-hand for Annual Percentage Yield