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Interest Rates

Deposit Accounts

Type	Rate	APY
Regular Savings	0.40%	0.40%
Health Savings Account	0.25%	0.25%
NOW Checking Account	0.25%	0.25%

SUPER NOW Checking Accounts

Tiers	Rate	APY
$700	0.25%	0.25%
$1,000	0.30%	0.30%
$20,000	0.40%	0.40%

Money Market Accounts

Tiers	Rate	APY
$1,000	0.50%	0.50%
$20,000	0.75%	0.75%
$100,000	1.00%	1.00%

Certificates of Deposit

Term	Rate	APY
91 Day Certificate	0.90%	0.90%
182 Day Certificate	1.20%	1.21%
12 Month Certificate	1.50%	1.51%
18 Month Certificate	1.60%	1.61%
24 Month Certificate	1.80%	1.81%
30 Month Certificate	1.85%	1.86%
36 Month Certificate	2.05%	2.07%
48 Month Certificate	2.20%	2.22%
60 Month Certificate	2.30%	2.32%

Please see bank employee for further details.
Substantial penalty for early withdrawal. Member FDIC
*APY is short-hand for Annual Percentage Yield