First Bank of Utica

Interest Rates

Deposit Accounts

Type Rate APY
Regular Savings 0.20% 0.20%
Health Savings Account 0.10% 0.10%
NOW Checking Account 0.10% 0.10%

SUPER NOW Checking Accounts

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Tiers Rate APY
$700 0.10% 0.10%
$1,000 0.15% 0.15%
$20,000 0.25% 0.25%

Money Market Accounts

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Tiers Rate APY
$1,000 0.10% 0.10%
$20,000 0.20% 0.20%
$100,000 0.40% 0.40%

Certificates of Deposit

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Term Rate APY
91 Day Certificate 0.35% 0.35%
182 Day Certificate 0.40% 0.40%
12 Month Certificate 0.80% 0.80%
18 Month Certificate 0.80% 0.80%
24 Month Certificate 1.00% 1.00%
30 Month Certificate 1.05% 1.05%
36 Month Certificate 1.15% 1.15%
48 Month Certificate 1.30% 1.31%
60 Month Certificate 1.65% 1.66%

Please see bank employee for further details.
Substantial penalty for early withdrawal. Member FDIC
*APY is short-hand for Annual Percentage Yield