First Bank of Utica
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First Bank of Utica is now offering a new & updated Bill Pay option for our customers. Please check out the Bill Pay tab to find out more information.

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Interest Rates

Deposit Accounts

Type Rate APY
Regular Savings 0.05% 0.05%
Health Savings Account 0.05% 0.05%
NOW Checking Account 0.05% 0.05%

SUPER NOW Checking Accounts

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Tiers Rate APY
$700 0.05% 0.05%
$1,000 0.05% 0.05%
$20,000 0.05% 0.05%

Money Market Accounts

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Tiers Rate APY
$1,000 0.05% 0.05%
$20,000 0.10% 0.10%
$100,000 0.20% 0.20%

Certificates of Deposit

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Term Rate APY
91 Day Certificate 0.10% 0.10%
182 Day Certificate 0.15% 0.15%
12 Month Certificate 0.20% 0.20%
18 Month Certificate 0.25% 0.25%
24 Month Certificate 0.25% 0.25%
30 Month Certificate 0.30% 0.30%
36 Month Certificate 0.40% 0.40%
48 Month Certificate 0.50% 0.50%
60 Month Certificate 0.65% 0.65%

Please see bank employee for further details.
Substantial penalty for early withdrawal. Member FDIC
*APY is short-hand for Annual Percentage Yield