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First Bank of Utica

There's no time like the present to begin preparing for your future.
Accomplish this by opening an Individual Retirement Account (IRA) at First Bank of Utica.

Individual retirement accounts, or IRAs, help you plan for retirement, with significant tax advantages because your taxes are deferred until you retire.

Term

Minimum Opening Balance

Interest Rate

APY

Term: 12 Month IRA Fixed

Minimum Opening Balance: $500

Interest Rate: 1.00%

APY: 1.00%

Term: 18 Month IRA Fixed

Minimum Opening Balance: $500

Interest Rate: 1.10%

APY: 1.10%

Term: 24 Month IRA Fixed

Minimum Opening Balance: $500

Interest Rate: 1.25%

APY: 1.26%

Term: 30 Month IRA Fixed

Minimum Opening Balance: $500

Interest Rate: 1.50%

APY: 1.51%

Term: 36 Month IRA Fixed

Minimum Opening Balance: $500

Interest Rate: 2.00%

APY: 2.01%

Term: 48 Month IRA Fixed

Minimum Opening Balance: $1,000

Interest Rate: 2.35%

APY: 2.37%

Term: 60 Month IRA Fixed

Minimum Opening Balance: $1,000

Interest Rate: 3.00%

APY: 3.03%

Rates are subject to change without notice. Please call 855-534-2191, option1 for the most current rates and for specific account details.

APY: Annual Percentage Yield

Minimum average daily balance required to obtain the disclosed APY

Fees could reduce the earnings on the account

A Penalty may be imposed for early withdrawal

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