First Bank of Utica
First Bank of Utica is now offering a new & updated Bill Pay option for our customers. Please check out the Bill Pay tab to find out more information.

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Mobile Deposit

Deposit Checks Right From Your Smartphone

Deposit checks with your phone! It's easy, convenient, and fast. Depositing a check is no longer an errand or limited to banking hours. Deposit anywhere. It's easy, secure, and FREE with Mobile Deposit!

Mobile Deposit Instructions

  1. Endorse your check and write "For Mobile Deposit Only" under the endorsement.
  2. Login to the First Bank of Utica App and tap the button "Deposits".
  3. Select the Account you would like to deposit the check into, and input the amount listed on the check.
  4. Take a picture of your check, front and back.
  5. Push submit!


How do I start using Mobile Deposit?
You must have our First Bank of Utica mobile app. You can enroll for Mobile Deposit by clicking the Deposits icon within the mobile app.

What do I do with the checks after I deposit them via Mobile Deposit?
We recommend you keep the check for 30 days in a safe place. After that you should securely destroy the check.

How long does it take for a mobile deposit check to show on my account?
Mobile deposited checks have to be processed by the bank personnel, so it will show up on your account during bank business hours once the bank staff have reviewed and verified the mobile deposit has been endorsed and submitted correctly.

What if my deposit doesn't show up on my account?
If you deposit a check via Mobile Deposit, the app will confirm if the deposit was successful. If the check does not show up in your account by the end of the next business day, please call the bank. You will then be instructed to try the mobile deposit again or bring the check to a branch location.

Is there a charge for using Mobile Deposit?
No, there is no charge for using depositing checks through Mobile Deposit.