First Bank of Utica
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Terms of Use

Welcome to the First Bank of Utica's Internet website by accessing this site, you agree to acknowledge that you have read and agree to abide by the terms described below. Please read them carefully. If you do not agree with any of the terms discussed here, you should exit the site now.


Please review our Privacy Policy, which also governs your visit to this website.


All materials contained within this site are copyrighted. The copyrights are owned by the First Bank of Utica or the original creator of the material. However, you are permitted to view, copy, print, and distribute material from this website provided that:


The First Bank of Utica logo is a trademark or service mark of The First Bank of Utica and may not be used without express written permission.


While this website may contain links to third-party sites, The First Bank of Utica is not responsible for the content of any linked sites. The First Bank of Utica provides these links as a convenience and does not endorse the companies or contents of any linked sites.

Disclaimer of Warranty

This site is provided by the First Bank of Utica on an "as is" and "as available" basis. The First Bank of Utica makes no representations or warranties of any kind, express or implied, as to the operation of this site or the information, content, or materials included on this site. You expressly agree that your use of this site is at your sole risk. To the full extent of applicable law, The First Bank of Utica disclaims all warranties, express or implied, and does not warrant that this site, its servers, or messages sent from this site are free of viruses or other harmful components. The First Bank of Utica will not be liable for any damages of any kind arising from the use of this site, including, but not limited to direct, indirect, incidental, punitive, and consequential damages.

Applicable law

By visiting this site, you agree that the laws of the state of Nebraska, without regard to principles of conflict of laws, will govern these Terms of use and any dispute of any sort that might arise between you and The First Bank of Utica.

Any rights not expressly granted herein are reserved.


Insurance products are not FDIC insured; are not obligations of the First Bank of Utica; are not guaranteed by the bank, are subject to investment risk, including possible loss of principle invested. The safety of your principle and interest, which is guaranteed by the insuring company, is solely dependent upon the insurance company's financial condition.